Unofficial translation. The Russian version of the document has legal force.
Open the Russian versionUnofficial translation. The Russian version of this document is legally binding.
“Naidi Yogu” Platform — website naidiyogu.ru
Version: v2.1
Publication date: August 3, 2026
Updated: August 4, 2026
Effective date: August 3, 2026
This document is a public offer within the meaning of Articles 435 and 437 of the Civil Code of the Russian Federation (RF Civil Code) and governs the procedure for paying through the Platform for online courses (the “Yoga Online” section), paid webinars and memberships. Payment for a service on the Platform constitutes full and unconditional acceptance of this offer (clause 3 of Article 438 of the RF Civil Code).
In plain words: you enter into the contract for a course, webinar or membership with the teacher or studio indicated on the service page (hereinafter — the Contractor). The Platform is not the contractor of the service: it acts as the Contractor’s agent — it accepts your payment in the Contractor’s name and at the Contractor’s expense, issues a cash receipt and grants access. The platform’s fee is paid by the Contractor; the payment service is free of charge for you.
1.1. Platform (Operator, Agent) — Brenzovich Evgeny Aleksandrovich, individual entrepreneur (sole trader, IP), INN 310802761300, OGRNIP 326310000057774, owner of the website naidiyogu.ru. Contact: info@naidiyogu.ru. Correspondence address: Белгородская область, Грайворонский район, с. Первая-Новостроевка, ул. Первомайская, д. 96. The Platform is the owner of an aggregator of information about services within the meaning of the preamble of the RF Law of 07.02.1992 No. 2300-1 «On Protection of Consumers’ Rights» (hereinafter — the Consumer Rights Law).
1.2. Contractor (Principal) — a teacher or studio that has placed a Service on the Platform and enters into a contract for its provision with the Buyer in its own name, in its own interests and at its own expense. The Contractor acts in the status of an individual entrepreneur, a legal entity, or a professional income tax (NPD) payer (self-employed). Information about the Contractor is indicated on the Service page and in the cash receipt (name/full name, INN). The Contractor is the contractor within the meaning of the Consumer Rights Law and is independently responsible for compliance with consumer protection legislation.
1.3. Buyer — a legally capable natural person over 18 years of age (including a registered student, teacher or studio) paying for a Service on the Platform.
1.4. Service — a service of the Contractor paid for through the Platform:
Online course (Course) — access to a set of recorded digital materials (video, text, files) posted by the Contractor in the “Yoga Online” section, for the period indicated on the Course page;
Paid webinar (Webinar) — participation in an online broadcast conducted by the Contractor on the date and time indicated on the Webinar page (access to the broadcast and, if provided by the Contractor, to its recording);
Membership — the right to attend the Contractor’s classes in the quantity and (or) within the period indicated on the Membership page. Classes under the Membership are conducted by the Contractor according to the Contractor’s own schedule; the Platform does not form the Contractor’s schedule and does not guarantee attendance.
1.5. Content — video, audio and text materials, broadcasts and descriptions of Services posted by the Contractor, access to which is provided to the Buyer.
1.6. Personal Account — a section of the Platform available to the Buyer after registration (authentication by login and password), through which access to purchased Services is provided.
1.7. This offer supplements the Platform’s Public Offer (User Agreement). In case of discrepancies regarding online payment for Courses, Webinars and Memberships, this document takes precedence. Relations between the Platform and Contractors are governed by the Agency Agreement-Offer.
2.1. The Platform acts on the basis of an agency agreement with each Contractor in the name and at the expense of the Contractor (paragraph 3 of clause 1 of Article 1005 of the RF Civil Code). Rights and obligations under the contract for the provision of the Service arise directly for the Contractor.
2.2. The Platform is not:
a contractor of the Services and does not provide the Buyer with educational, sports, wellness or other services;
a seller of the Contractors’ services and does not resell Services in its own name;
an organizer of training, classes and webinars: it does not form programs, does not engage teachers, does not issue educational documents;
a party to the contract between the Buyer and the Contractor, except for the obligations directly imposed by law on the owner of an aggregator (Article 12 of the Consumer Rights Law).
2.3. The Platform performs exclusively: (a) technically providing Contractors with the ability to post offers; (b) technically facilitating the conclusion of contracts and the provision of access to Content; © accepting payments from Buyers in favor of Contractors and transferring the proceeds to them less the agency fee.
2.4. The Platform does not modify information about the Services provided by the Contractors (descriptions, prices, programs, photo and video materials) and posts it in the form in which it was received from the Contractor.
2.5. The Platform’s services for organizing the conclusion of the contract and accepting payment are free of charge for the Buyer; the Platform’s fee is paid by the Contractor.
3.1. The Contractor’s offer posted on the Service page is an offer of the Contractor addressed to Buyers. The terms of the contract for a Service are determined by: this Offer, the description of the Service on its page (content, access period, date and time of the event, price) and the terms communicated by the Contractor to the Buyer by other means that do not contradict the law and this Offer.
3.2. The contract for the provision of the Service is deemed concluded between the Buyer and the Contractor at the moment the payment is credited to the Platform’s account (conclusive actions of the Buyer — clause 3 of Article 438 of the RF Civil Code).
3.3. Acceptance of this Offer is deemed to be payment for the Service, provided that the Buyer was given the opportunity to review this Offer before payment: the link to the Offer and the notice of its acceptance are placed on the Service page directly next to the payment button, indicating the name of the Contractor with whom the contract is concluded. The fact of acceptance is recorded by the Platform (date and time, the Buyer’s account, payment identifier, version of the Offer, IP address and technical data of the Buyer’s device) and has the force of written evidence of the conclusion of the contract (clause 2 of Article 434, clause 1 of Article 160 of the RF Civil Code).
3.4. The version of the Offer in force at the time of payment applies to each order.
3.5. Use of the Personal Account with the entry of authentication data is equated by the parties to the use of the Buyer’s simple electronic signature (Article 5 of Federal Law of 06.04.2011 No. 63-FZ “On Electronic Signature”). Actions performed using the Personal Account are deemed to have been performed by the Buyer personally.
4.1. The price of each Service is set independently by the Contractor and is indicated on the Service page in Russian rubles. The Platform does not participate in pricing and does not change the Contractor’s price. The minimum price of a paid Service is 100 (one hundred) rubles (a technical limitation of the payment system).
4.2. The Contractor may set promo codes for a discount on their Courses (as a percentage or a fixed amount), including for 100% of the price. The promo code is applied when placing the order; the final price is displayed to the Buyer before payment.
4.3. The price in force at the time of payment for a specific order may not be unilaterally changed after payment. A change by the Contractor of the price or terms for new buyers does not change an already paid order.
4.4. A Course priced at 0 (zero) rubles is free: access is provided upon registration without payment and without issuing a cash receipt; this Offer applies to such registrations to the extent not related to payment and refunds.
5.1. Payment for Services is made by the Buyer in non-cash form: by bank card (Visa, Mastercard, МИР) or via the Faster Payments System (SBP) — using the internet acquiring of T-Bank (АО «ТБанк»). Payments are accepted by the Platform on the basis of the Contractor’s agency instruction (Article 1005 of the RF Civil Code); transfer of funds to the Platform is recognized as proper payment to the Contractor (clause 3 of Article 16.1 of the Consumer Rights Law).
5.2. Funds received by the Platform from the Buyer are the Contractor’s funds and are transferred to the Contractor less the Platform’s agency fee. The Platform’s income is only its fee (subclause 9 of clause 1 of Article 251, subclause 1 of clause 1.1 of Article 346.15 of the RF Tax Code). The Platform is not the Contractor’s tax agent.
5.3. The Platform uses cash register equipment (CRE) in accordance with Federal Law of 22.05.2003 No. 54-FZ and generates a cash receipt for each payment. The receipt is sent to the Buyer in electronic form to the e-mail address specified in the Buyer’s account (paragraph 2 of clause 2 of Article 1.2 of Federal Law No. 54-FZ).
5.4. The cash receipt indicates: the name of the Service, the agent attribute for the subject of the settlement, the name and INN of the Contractor (supplier), as well as other details provided for by Order of the Federal Tax Service of Russia of 14.09.2020 No. ЕД-7-20/662@ (fiscal data format (FFD) 1.2), including the attribute of settlement on the Internet and the place of settlement (website address).
5.5. The Buyer’s payment obligation is deemed fulfilled from the moment the debiting of funds is confirmed by the payment system (acquiring bank). The Platform does not store bank card data of Buyers; payment data is entered on the bank’s secure page.
6.1. Online course. Access to the Course materials is opened to the Buyer in the Personal Account automatically after payment is confirmed by the payment system. The access terms are determined by the Contractor and indicated on the Course page before payment:
access period — unlimited or a number of calendar days from the moment access is granted;
individual Course modules may open gradually (according to a schedule set by the Contractor);
the Contractor may make one Course lesson available free of charge (trial lesson) for review before purchase.
6.2. Paid webinar. Access to the broadcast is provided through the Buyer’s Personal Account (the Webinar page). The date, time and terms of participation (including the availability of a recording and the period of access to it, if a recording is provided by the Contractor) are indicated on the Webinar page.
6.3. Membership. The Membership is activated in the Personal Account after payment is confirmed by the payment system (or after activation by the Contractor — if such procedure is indicated on the Membership page). The number of classes and (or) the validity period are indicated on the Membership page before payment. Booking for specific classes is made in the manner established by the Contractor. The terms of rescheduling and cancellation of individual classes are determined by the Contractor.
6.4. The Contractor’s Service is deemed rendered:
6.5. The Content is provided to the Buyer for personal non-commercial use. The Buyer is prohibited from: copying, recording, downloading (except files explicitly offered by the Platform for download), distributing the Content, transferring access to the Personal Account to third parties, posting the Content on the Internet. The Platform applies reasonable technical protection measures; however, complete impossibility of copying is not guaranteed and does not release the Buyer from this prohibition.
6.6. Claims regarding the content and quality of the Content and the procedure for conducting Webinars and Membership classes are made to the Contractor. The Platform does not guarantee that the Service will meet the Buyer’s expectations or that any results will be achieved from taking the courses and classes.
7.1. The Buyer may at any time withdraw from the contract for the provision of the Service, subject to payment to the Contractor of the expenses actually incurred by the Contractor in connection with the performance of obligations under this contract (Article 32 of the Consumer Rights Law, Article 782 of the RF Civil Code). Withdrawal is possible both before the start of the provision of the Service and during its provision and does not require justification.
7.2. The Contractor’s actual expenses must be documented and directly related to the performance of the contract with the specific Buyer. Not subject to withholding: the Contractor’s general expenses not related to the contract with this Buyer (rent of premises, advertising, staff wages, etc.), as well as expenses incurred after the Contractor received the Buyer’s withdrawal. If the Contractor fails to provide documentary evidence of expenses, the paid amount is refundable in full.
7.3. Procedure for submitting a claim. The Buyer sends a claim for withdrawal from the contract and a refund to info@naidiyogu.ru, indicating: full name, account e-mail, name of the Service, date of payment. The Platform forwards the claim to the Contractor within 1 (one) business day and informs the Buyer of the forwarding, indicating the Contractor’s details.
7.4. Consideration of the claim. The Contractor considers the claim and responds to the Buyer within 10 (ten) days from the date of its receipt (Article 31 of the Consumer Rights Law), indicating the amount of actual expenses to be withheld with supporting documents, or confirming a full refund.
7.5. Technical execution of the refund. The refund is made at the Contractor’s expense. On the Contractor’s instruction, the Platform technically makes the refund to the Buyer — through the payment system (T-Bank) to the same payment method from which the payment was made, within no more than 3 (three) business days from the moment of receiving the Contractor’s instruction, provided that the Contractor has funds available for the refund. The time for crediting funds depends on the Buyer’s bank (usually up to 10 business days). Upon refund, the Buyer’s access to the Service is revoked.
7.6. Cancellation of participation in a Webinar. The Buyer may cancel their registration for a Webinar through the Platform interface before the Webinar starts. A refund upon cancellation of registration is made in accordance with clauses 7.1–7.5 upon a claim sent to info@naidiyogu.ru. If the Webinar is cancelled or not conducted by the Contractor — the full amount is refunded (clause 6.4).
7.7. Refund of prepayment by the Platform (Article 12 of the Consumer Rights Law). The Buyer may demand a refund of the prepayment amount from the Platform as the owner of the aggregator if all of the following conditions are simultaneously met (clause 2.2 of Article 12 of the Consumer Rights Law): the prepayment was made to the Platform’s account; the Service was not rendered by the Contractor within the established period; the Buyer sent the Contractor a notice of withdrawal from the contract due to the violation of the service provision period. The Platform refunds the prepayment amount within 10 (ten) days from the date of receiving the relevant claim. The Platform may refuse the refund if confirmation of the provision of the Service is received from the Contractor (clause 2.3 of Article 12 of the Consumer Rights Law); in this case the Platform sends the Buyer a reasoned refusal indicating the name and contact details of the Contractor.
7.8. The Platform’s agency fee is not returned upon a refund: the Platform’s service of accepting the payment is deemed rendered at the moment of accepting the payment. This condition does not reduce the amount returned to the Buyer: the Buyer is refunded the paid amount less the Contractor’s actual expenses (clause 7.2), and the settlements between the Platform and the Contractor do not concern the Buyer.
7.9. Claims related to defects in the rendered Service (non-compliance with the description, poor quality of provision) are made to the Contractor in accordance with Article 29 of the Consumer Rights Law under the rules of clauses 7.3–7.5.
7.10. Free Courses and free Webinars are not subject to a monetary refund.
8.1. The Contractor is independently and fully liable to the Buyer: for the performance of the contract, the quality, completeness, timeliness and safety of the Service; for the content of the Content and the availability of rights to it; for compliance with consumer protection legislation (including Articles 13, 28–31 of the Consumer Rights Law); for the accuracy of information about the Service and about itself.
8.2. The Platform is liable to the Buyer within the limits established by law for the owner of an aggregator (Article 12 of the Consumer Rights Law): for losses caused by inaccurate or incomplete information about the Service — only if such information was modified by the Platform or provided by it in its own name; for the refund of prepayment — in the cases and manner of clause 7.7; for the functioning of its own technical means of accepting payment within the limits provided by law.
8.3. The Platform is not liable for: actions and omissions of Contractors; rescheduling, cancellation, changes to the program of classes and webinars; harm to health from independent practice using the Course materials (the Buyer practices at their own risk and consults a doctor if necessary); interruptions in access caused by failures of payment systems, communication providers, as well as force majeure circumstances (Article 401 of the RF Civil Code).
8.4. The Buyer is responsible for the accuracy of the data provided by them, compliance with clause 6.5 of this Offer and the confidentiality of their authentication data.
9.1. When posting the Contractors’ Content, the Platform performs the function of an information intermediary within the meaning of Article 1253.1 of the RF Civil Code: it is not the initiator of the posting of the Content, does not determine its content and does not modify the Content upon publication.
9.2. The Course and Webinar materials are objects of the Contractors’ copyright (and/or other right holders). The Buyer receives the right to use them exclusively for personal viewing in the Platform interface during the access period (clause 6.5); violation may entail liability, including under Article 1301 of the RF Civil Code.
9.3. The procedure for submitting intellectual property infringement claims (notice and takedown) is posted on the “Report a Rights Violation” page.
10.1. Processing of the Buyer’s personal data is carried out in accordance with the Privacy Policy and the Consents to the Processing of Personal Data. For payment processing, data is transferred to the payment system (T-Bank) to the extent necessary for the payment.
10.2. The Platform transfers to the Contractor whose Service the Buyer purchases the data necessary for the performance of the contract (name, contacts, order details). The Contractor is an independent operator of the received personal data to the extent of its own processing purposes.
10.3. Recording, systematization, accumulation, storage, clarification and extraction of personal data of RF citizens are carried out using databases located on the territory of the Russian Federation (part 5 of Article 18 of Federal Law of 27.07.2006 No. 152-FZ “On Personal Data”).
11.1. The Platform may amend this Offer by publishing a new version on the website indicating the effective date no less than 10 (ten) calendar days before its entry into force. The new version applies to orders paid after its entry into force; orders paid earlier are governed by the version in force at the time of payment (clause 3.4). Amendments do not retroactively worsen the terms of already paid access, except in cases required by law.
11.2. For questions about the operation of the Platform (payment acceptance, access to the Personal Account, forwarding claims to the Contractor), the Buyer may contact info@naidiyogu.ru; the response time is up to 15 calendar days. Claims regarding the performance, quality of the Service and refunds are sent to the Contractor in accordance with Section 7. This clause does not establish a mandatory pre-trial procedure not provided for by law and does not limit the Buyer’s right to choose jurisdiction (Article 17 of the Consumer Rights Law).
11.3. The law of the Russian Federation applies. Terms that infringe on the consumer’s rights compared to those established by law do not apply (Article 16 of the Consumer Rights Law).
| Field | Value |
|---|---|
| Full name | Brenzovich Evgeny Aleksandrovich |
| Status | Individual entrepreneur (sole trader, IP) |
| INN | 310802761300 |
| OGRNIP | 326310000057774 |
| Account number | 40802810202880011064 (RUR) |
| Bank | АО «АЛЬФА-БАНК» |
| BIC | 044525593 |
| Corr. account | 30101810200000000593 |
| info@naidiyogu.ru | |
| Postal address | Белгородская область, Грайворонский район, с. Первая-Новостроевка, ул. Первомайская, д. 96 |
More details: Requisites. Related documents: Public Offer · Agency Agreement-Offer · Offer for advertising placement · Payment Methods · Privacy Policy.