Unofficial translation. The Russian version of the document has legal force.
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Naidi Yogu platform — naidiyogu.ru
Published: July 30, 2026
Updated: August 4, 2026
1. Payment partner
Payments on the Naidi Yogu platform are accepted via T‑Bank internet acquiring (JSC TBank, formerly Tinkoff).
The bank handles secure money transfer and fiscal receipts under Russian law (54‑FZ).
2. Available payment methods
On the platform you can pay with:
- Visa, Mastercard, or MIR bank cards
- the Faster Payments System (SBP)
- and other methods available on the bank’s payment form
3. What you can pay for on the site
Online courses (the “Yoga Online” section), paid webinars and memberships: payment is made on the site via T‑Bank. The platform accepts the payment as an agent of the teacher or studio (the service provider) — in their name and at their expense; the contract for the service is concluded between you and the provider indicated on the course, webinar or membership page. The fiscal receipt is issued with the provider’s details (name, TIN) and sent to your e-mail. Terms — in the offer for the provision of services.
Live classes and booking a teacher: as a rule, settlement is directly between the student and the teacher (or studio), outside the site payment form. The platform does not take part — see the public offer.
4. Security
Card details are entered on the bank’s secure page. Naidi Yogu does not store the full card number or CVV/CVC.
You leave the site for the T‑Bank payment page and return after a successful or canceled payment.
5. Refunds
The refund procedure for online courses, paid webinars and memberships is described in the offer for the provision of services: a refund request is sent to info@naidiyogu.ru, the decision is made by the service provider (teacher/studio), and the platform executes the refund technically through the payment partner to the same payment method used for the payment (credit times depend on the bank).